Tips for how you can take advantage of 0% interest and no payments   If you have student loan debt, you’re probably breathing a sigh of relief. Borrowers with federal student debt won’t have to make monthly payments and can expect 0% interest through September 2021.   The freeze first began at the start of the pandemic as part of the Trump administration’s government’s coronavirus relief effort. President Joe Biden extended the policy for several more months as his administration weighs canceling a portion of this debt. This would be added relief for the nearly 45 million Americans…