You automatically receive five added benefits that are included with your insurance. (1) Common Carrier Accidental Death: Provides payment for common carrier accidents. (2) Education Expense Benefit: Provides payment of a benefit to each dependent child enrolled as a full-time student in an institution of higher learning. (3) Anti-Inflation: Provides protection of your Principal Sum value against inflation. (4)Dependent Child Care: Provides reimbursement of incurred child-care expenses if the insured dies from a covered accident. (5) Accidental Hospital Indemnity: Provides…
Must I take a medical exam or answer health questions?
No. You are guaranteed acceptance…
How much additional coverage is available? Can I also insure my family?
AD&D insurance has coverage levels to fit your budget, from $10,000 to $300,000. Spouses and unmarried children age 19 and under (under age 25 if full-time students) may be insured under the family plan. If the family plan is selected, spouses are insured for 50%, dependent children are each insured for 20%. Households without dependent children: spouse coverage is 60%.…
Does this cover on-the-job accidents?
Yes. You’re covered 24 hours a day, worldwide.…
Must I buy additional coverage in order to get the AD&D no-cost basic coverage?
No. The coverage is our gift to you as long as you have an account with us.…
Do I automatically receive the no-cost basic insurance?
No. You must complete and return the enrollment form.…