Yes, we do offer high rate deposit accounts such as Savings and Checking and we also offer products such as Commercial Real Estate, Lines of Credit and Business Auto.…
I need to send a check for deposit. Which address should I use?
You should send your deposits and all other mail to: 40 W. Century Road, Paramus, NJ 07652…
If I wish to set up automatic withdrawals (payments) from my account, what should I tell the company?
You can use your debit card or our online Bill Payment service. To set up automatic payments from your account, companies may ask you for your account number and the credit union’s routing number. The routing number for Greater Alliance is 221275876. When debiting from your checking account you can find your ten-digit account number at the bottom of your checks. If you wish to have it withdrawn from savings, your account number can be located by logging into Digital…
How are accounts insured through NCUA?
Properly established share accounts in federally insured credit unions are insured up to $250,000. Generally, if a member has more than one account in the same credit union, all funds are added together and insured up to $250,000. A member can have additional coverage on multiple accounts, but only if the accounts have different ownership interests or rights in different types of accounts. Additional coverage is available on revocable trust or payable on death accounts. On joint accounts, the co-owner’s…
Are my deposit accounts insured?
Funds on deposit are federally insured for up to $250,000 per member by the National Credit Union Administration (NCUA); an agency equivalent to the banking industry’s FDIC.…
What should I do if I detect fraud on my account?
Contact a Member Service Representative immediately by calling 1-888-554-2328 or 201-599-5500 or visit a Greater Alliance Credit Union branch.…
What information do I need to have money wired into my account?
In order to wire money from another institution to your account with Greater Alliance, use these wiring instructions: Wire to: Alloya Corporate Federal Credit Union 1021 Watervliet Shaker Road, Albany, NY 12205, ABA # 221-381-715. Further Credit: Greater Alliance FCU, ABA # 221-275-876. Final Credit: Your name and account number.…
What information does my payroll department need to set up Direct Deposit into my account?
They need our ABA Number and your account number. Our ABA # is 221275876 If you wish to have your funds deposited into your checking or your savings account, use the ten-digit number on the bottom of your checks. If you wish to have the deposit go into your savings, your account number can be located by logging into Digital Banking and select your desired Savings or Checking account and click on Account Details to view all the details. You…
What are the benefits of Direct Deposit?
Benefits to members who establish Direct Deposit (full net pay) include; Free ATM card use, a .25% discount on future consumer loans (excluding loans for real estate and lines of credit).…