No. There are no medical questions or physical exams required to qualify for this insurance.…
How much coverage can I get? Can I insure my family, too?
You can be covered for $400 for each day of hospitalization; or $200 for sickness. You may also choose family coverage, which protects your spouse and dependent children at a reduced benefit rate. See your certificate of insurance for specific amounts.…
If I go to the hospital for elective surgery, can I file a claim?
No. This insurance pays you cash while you get well only for each day that your doctor has kept you in the hospital for covered accidents and sicknesses.…
Are there any restrictions on how I can spend my cash benefits?
The benefit is paid directly to you and you can use it however you like. When you are home from the hospital, you can use it to pay monthly bills, recovery expenses, or anything else you want.…
I have Hospital Accident Protection Insurance. Why do I need Recuperative Care?
Recuperative Care pays in addition to Hospital Accident Protection. It pays for hospitalization due to a sickness as well as an accident. HAP provides a benefit for hospitalization due to an accident, and Recuperative Care also provides a benefit to help with recuperation.…
I have health insurance through my employer. Why do I need Recuperative Care as well?
This insurance supplements your other coverage plans. Your health insurance pays for medical procedures while Recuperative Care pays you a flat benefit amount which can be used for anything you choose.…