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Auto/RV/Boat Rates

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Rates

Product APR Maximum Loan Type Terms (Months)
New Auto 5.24% $60,000.00 Fixed up to 48
New Auto 5.74% $60,000.00 Fixed 49 to 60
New Auto 6.49% $60,000.00 Fixed 61 to 84
Used Auto 5.49% $60,000.00 Fixed up to 48
Used Auto 5.99% $60,000.00 Fixed 49 to 60
Used Auto 6.74% $60,000.00 Fixed 61 to 84
New First Time Auto Buyer 12.49% $25,000.00 Fixed up to 48
New First Time Auto Buyer 12.99% $25,000.00 Fixed 49 to 60
New First Time Auto Buyer 13.74% $25,000.00 Fixed 61 to 84
Used First Time Auto Buyer 12.74% $25.000.00 Fixed up to 48
Used First Time Auto Buyer 13.24% $25,000.00 Fixed 49 to 60
Used First Time Auto Buyer 13.99% $25,000.00 Fixed 61 to 84
Enterprise Auto 5.49% $60,000.00 Fixed Up to 48
Enterprise Auto 5.99% $60,000.00 Fixed 49 to 60
New Boat, RV and Motorcycle 5.24% $60,000.00 Fixed up to 48
New Boat, RV and Mororcycle 5.74% $60,000.00 Fixed 49 to 60
Used Boat, RV and Motorcycle 5.49% $60,000.00 Fixed up to 48
Used Boat, RV and Motercycle 5.99% $60,000.00 Fixed 49 to 60
WordPress Data Table
*APR= Annual Percentage Rate. Rates shown above are for qualified borrowers as of 4/6/2023.  Rates are subject to change without notice. Not all borrowers will qualify. The actual rate may vary based on creditworthiness.

ALL borrowers must have or open savings and must be a member in good standing, membership requires a $100 minimum balance in a share savings account to avoid fees. A full credit check will be required for all borrowers. All advertised rates are subject to individual qualifying factors and subject to change without notice. Members are required to provide proof of insurance with full coverage, a $500 deductible, and GAFCU as Loss Payee. The maximum Auto Loan term allowed will be based on the age of the vehicle; age and term not to exceed 10. Consistent employment of 6 months minimum is required. A minimum income of $12,000 annually is required.

First-Time Auto Loan Payment Example The payment on a $10,000 loan would be $265.86 by using the $26.59 per $1,000 at a non-variable interest rate of 12.49% APR with a 48-month term.

Rates

*APR= Annual Percentage Rate. Rates shown above are for qualified borrowers as of 4/6/2023.  Rates are subject to change without notice. Not all borrowers will qualify. The actual rate may vary based on creditworthiness.

ALL borrowers must have or open savings and must be a member in good standing, membership requires a $100 minimum balance in a share savings account to avoid fees. A full credit check will be required for all borrowers. All advertised rates are subject to individual qualifying factors and subject to change without notice. Members are required to provide proof of insurance with full coverage, a $500 deductible, and GAFCU as Loss Payee. The maximum Auto Loan term allowed will be based on the age of the vehicle; age and term not to exceed 10. Consistent employment of 6 months minimum is required. A minimum income of $12,000 annually is required.

First-Time Auto Loan Payment Example The payment on a $10,000 loan would be $265.86 by using the $26.59 per $1,000 at a non-variable interest rate of 12.49% APR with a 48-month term.